Proverbs 27:13 (KJV)

What does Proverbs 27:13 mean?

Proverbs 27:13 warns that if someone has foolishly promised to cover the debts of a stranger or a woman with questionable intentions, it is wise to take a guarantee from him—such as his garment—as security. The verse highlights the risks of being financially responsible for people you do not truly know or trust.

This proverb is part of a collection of wise sayings, likely spoken by Solomon or another sage, offering practical advice about caution in financial dealings. The setting assumes a community where pledges and surety were common, and losing one's garment would be a serious consequence. The verse uses strong language to stress the importance of protecting oneself from the dangers of unwise commitments.

The Hebrew behind Proverbs 27:13

• "Take" (לָקַח, laqach): This word means to seize or take hold of, showing the advice is not just a suggestion but a firm action to protect oneself.
• "Garment" (בֶּגֶד, beged): In ancient times, a garment was a valuable possession, often used as collateral. Taking someone's garment as a pledge meant ensuring they would fulfill their promise.
• "Surety" (עָרַב, arav): This word refers to guaranteeing someone else's debt or obligation. The proverb warns against being a guarantor for those who are not trustworthy.
• "Stranger" (זָר, zar): This term often means someone outside the family or community, emphasizing the risk of standing surety for people you do not know well.
• "Pledge" (חָבַל, chaval): This word means to take something as security for a loan or promise, reinforcing the idea of demanding collateral.
• "Woman" (נָכְרִיָּה, nokriyah): This refers to a foreign or unfamiliar woman, often with the sense of someone who may lead a person into trouble.

Why Proverbs 27:13 matters

• Proverbs 27:13 clarifies that the warning is not just about strangers in general, but specifically about risky financial entanglements with people outside one's trusted circle.
• The verse emphasizes personal responsibility and the need for practical safeguards, rather than simply trusting others blindly.
• This proverb connects to a broader theme in Proverbs about the dangers of impulsive promises and the importance of wisdom in managing one's resources and relationships.