The rich ruleth over the poor, and the borrower is servant to the lender.

PROVERBS 22:7KJV
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What does Proverbs 22:7 mean?

Proverbs 22:7 observes that money can shape power between people. The wealthy may have authority over those with less, and a person who borrows becomes answerable to the person who lends.

The word “servant” gives the second half of the verse its force. It pictures the borrower as someone under another person’s authority, rather than simply as someone who received money.

The Hebrew behind Proverbs 22:7

  • “ruleth” — מָשַׁל (mashal): This word can mean to rule or exercise authority. It gives the relationship between rich and poor the language of power, not just a difference in possessions.
  • “servant” — עֶבֶד (ʿeved): This word can refer to a servant or a slave. Its range gives weight to the picture of a borrower placed under a lender’s authority.

Why Proverbs 22:7 matters

  • The verse places two relationships side by side: “the rich” over “the poor,” and “the borrower” under “the lender.” The second gives a particular example of how a difference in resources can affect who holds power.
  • The saying describes a social condition rather than addressing a lender or borrower with a command. Its two halves state what happens: the rich “ruleth,” and the borrower “is servant.”
  • Near this saying, Proverbs 22:2 says that rich and poor have a shared maker. Proverbs 22:7 turns attention to the unequal power they may have in their dealings with one another.

Where else these words appear

“borrower” Hebrew H3867 · used in 22 verses

  • Genesis 29:34 And she conceived again, and bare a son; and said, Now this time will my husband be joined unto me, because I have born him three sons: therefore was his name called Levi.
  • Esther 9:27 The Jews ordained, and took upon them, and upon their seed, and upon all such as joined themselves unto them, so as it should not fail, that they would keep these two days according to their writing, and according to their appointed time every year;
  • Isaiah 14:1 For the LORD will have mercy on Jacob, and will yet choose Israel, and set them in their own land: and the strangers shall be joined with them, and they shall cleave to the house of Jacob.

“rich” Hebrew H6223 · used in 23 verses

  • Exodus 30:15 The rich shall not give more, and the poor shall not give less than half a shekel, when they give an offering unto the LORD, to make an atonement for your souls.
  • Psalms 49:2 Both low and high, rich and poor, together.
  • Proverbs 28:6 Better is the poor that walketh in his uprightness, than he that is perverse in his ways, though he be rich.

“poor” Hebrew H7326 · used in 24 verses

  • 1 Samuel 18:23 And Saul's servants spake those words in the ears of David. And David said, Seemeth it to you a light thing to be a king's son in law, seeing that I am a poor man, and lightly esteemed?
  • Proverbs 13:7 There is that maketh himself rich, yet hath nothing: there is that maketh himself poor, yet hath great riches.
  • Proverbs 19:22 The desire of a man is his kindness: and a poor man is better than a liar.

“ruleth” Hebrew H4910 · used in 74 verses

  • Genesis 1:18 And to rule over the day and over the night, and to divide the light from the darkness: and God saw that it was good.
  • Job 25:2 Dominion and fear are with him, he maketh peace in his high places.
  • Isaiah 3:12 As for my people, children are their oppressors, and women rule over them. O my people, they which lead thee cause thee to err, and destroy the way of thy paths.