If thou lend money to any of my people that is poor by thee, thou shalt not be to him as an usurer, neither shalt thou lay upon him usury.

EXODUS 22:25KJV
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What does Exodus 22:25 mean?

Exodus 22:25 tells the Israelites that if they lend money to a fellow Israelite who is poor, they must not act like a moneylender who charges interest. The verse clearly forbids taking advantage of someone in need by demanding extra payment beyond what was lent.

God is speaking to the people of Israel through Moses, giving them specific laws about how to treat each other, especially those who are vulnerable. The situation described is one where a person is in financial hardship and needs to borrow money. The verse emphasizes compassion and fairness, making it clear that helping the poor should not be used as an opportunity for personal gain.

The Hebrew behind Exodus 22:25

  • "Lend" (לָוָה, lavah) means to give something, usually money, with the expectation of getting it back. Here, it highlights the act of helping someone in need rather than a business transaction.
  • "Usurer" (נֹשֶׁה, nosheh) refers to someone who demands repayment with interest, often harshly or oppressively. The verse warns against adopting this attitude toward the poor.
  • "Usury" (נֶשֶׁךְ, neshekh) means interest or extra payment charged on a loan. In this context, it is forbidden when lending to a fellow Israelite in need, showing that the focus is on mercy rather than profit.

Why Exodus 22:25 matters

  • This verse clarifies that the law was not just about financial transactions, but about protecting the dignity and well-being of the poor within the community.
  • It highlights a key value in Israelite society: treating others with kindness and refusing to exploit someone’s hardship for personal benefit.
  • The command connects to a broader theme in Exodus and the Torah, where God repeatedly instructs the Israelites to remember their own experience of hardship in Egypt and to act justly toward others.

Where else these words appear

“usury” Hebrew H5392 · used in 10 verses

  • Leviticus 25:36 Take thou no usury of him, or increase: but fear thy God; that thy brother may live with thee.
  • Psalms 15:5 He that putteth not out his money to usury, nor taketh reward against the innocent. He that doeth these things shall never be moved.
  • Ezekiel 18:13 Hath given forth upon usury, and hath taken increase: shall he then live? he shall not live: he hath done all these abominations; he shall surely die; his blood shall be upon him.

“usurer” Hebrew H5383 · used in 12 verses

  • Deuteronomy 15:2 And this is the manner of the release: Every creditor that lendeth ought unto his neighbour shall release it; he shall not exact it of his neighbour, or of his brother; because it is called the LORD'S release.
  • 2 Kings 4:1 Now there cried a certain woman of the wives of the sons of the prophets unto Elisha, saying, Thy servant my husband is dead; and thou knowest that thy servant did fear the LORD: and the creditor is come to take unto him my two sons to be bondmen.
  • Psalms 109:11 Let the extortioner catch all that he hath; and let the strangers spoil his labour.

“lend” Hebrew H3867 · used in 22 verses

  • Genesis 29:34 And she conceived again, and bare a son; and said, Now this time will my husband be joined unto me, because I have born him three sons: therefore was his name called Levi.
  • Psalms 37:21 The wicked borroweth, and payeth not again: but the righteous sheweth mercy, and giveth.
  • Isaiah 14:1 For the LORD will have mercy on Jacob, and will yet choose Israel, and set them in their own land: and the strangers shall be joined with them, and they shall cleave to the house of Jacob.

“poor” Hebrew H6041 · used in 78 verses

  • Leviticus 19:10 And thou shalt not glean thy vineyard, neither shalt thou gather every grape of thy vineyard; thou shalt leave them for the poor and stranger: I am the LORD your God.
  • Psalms 35:10 All my bones shall say, LORD, who is like unto thee, which deliverest the poor from him that is too strong for him, yea, the poor and the needy from him that spoileth him?
  • Ecclesiastes 6:8 For what hath the wise more than the fool? what hath the poor, that knoweth to walk before the living?